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Car Insurance, Risk And Engineers

Car Insurance, Risk And Engineers
While there are many good reasons to become a chartered engineer- cheaper car insurance is not one of them

Another year, another artificially inflated car insurance quote, another annoying evening spent searching out a reasonable premium. But this year there was a silver lining to my annual frustration; I discovered a site that essentially reveals just how risky insurers feel the various employments are behind the wheel, which is an answer that begs a question if ever I saw one.

So as a fun exercise I decided to take a look how car insurance brokers rate us civil engineers against our counter parts and colleagues:

Interestingly, we are the lowest insurance risk of almost every other field of engineering (exluding computing); although quantity surveyors win out within construction- getting a premium reduction of 1.5%. To put that into perspective, the lowest premium I could find was for police officers, who enjoy a whopping 7.2% off their car insurance compared to us civil engineers. It also turns out that, while there are many good reasons to become a chartered engineer- cheaper car insurance is not one of them (with no premium reduction for us unchartered civil engineers!).

So next time you car insurance needs renewing- why not consider a stint as a quantity surveyor?

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Comments

  1. Andy T

    Cheers for that. I shall definitely be a Chartered Civil Engineer rather than a Software Engineer on my next car insurance purchase!

    • You can drop half a percent by calling yourself a “computer engineer”- whatever that is…

      • Andy T

        I suspect that’s someone who works with hardware rather than software.